Privacy Policy for Satyanarayan Finance
At Satyanarayan Finance, we are committed to safeguarding your personal and financial information. This Privacy Policy outlines how we collect, use, share, and protect your data while maintaining complete transparency in our practices. By using our services, you consent to the terms outlined in this policy.
Information We Collect
To provide seamless and efficient financial services, we collect the following types of information:
Personal Information:
- Full Name
- Contact details (Phone number, Email, Address)
- Identification documents (Aadhaar, PAN, Passport, etc.)
Financial Information:
- Income proof (salary slips, bank statements, tax filings)
- Credit score and credit history
- Loan account details
Other Relevant Information:
- Employment or business details
- Property or asset details (for secured loans)
- Educational background (for education loans)
How We Use Your Information
Your information is used responsibly to:
Process Applications:
Assess eligibility, verify identity, and approve loans or financial services.Service Fulfillment:
Facilitate disbursement of loans, EMI reminders, and service updates.Regulatory Compliance:
Meet legal obligations, including KYC norms, anti-money laundering regulations, and government reporting requirements.Marketing and Promotions:
Share tailored offers and services with your consent.Enhance Customer Experience:
Analyze customer feedback and improve our products and services.
How We Protect Your Information
We use robust security measures to ensure your data is safe:
- Data Encryption: All sensitive information is encrypted during storage and transmission.
- Access Controls: Only authorized personnel can access your data.
- Secure Servers: Information is stored on secure servers with regular vulnerability checks.
- Retention Policy: We retain your information only as long as necessary for the intended purpose or as required by law.
Sharing Your Information
We do not sell or rent your personal data. However, we may share it with trusted third parties for the following purposes:
- Service Providers: To assist in credit verification, loan processing, and legal compliance.
- Legal Authorities: When required by law or in response to valid legal requests.
- Partners: With your consent, for co-branded or joint service offerings.
Your Rights
- Access and Update: You can access and correct your personal data by contacting us.
- Withdraw Consent: You can opt out of receiving marketing communications at any time.
- Request Data Deletion: You may request the deletion of your personal information, subject to legal and regulatory obligations.
Cookies and Online Tracking
When you visit our website, we may use cookies to enhance your browsing experience. Cookies help us analyze website traffic and improve usability. You can disable cookies via your browser settings if desired.
Third-Party Links
Our website may include links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies before sharing any personal information.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on our website, and the revised policy will take effect immediately.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out to us:
Satyanarayan Finance
Address: [Your Office Address]
Phone: [Your Contact Number]
Email: [Your Email Address]
Website: [Your Website URL]